Accounts

Doctors Program

Program Brief

Doctors Program is a first-of-its-kind program in the Iraqi market developed to meet the needs of doctors by providing them with a set of unique benefits and value added services for themselves and their business.

List of Benefits

1- Preferential interest rate on deposits for both IQD and USD.

2- Pre-approved Credit card.

3- Eligibility to apply for CBI loans initiative.

 (Home Loan: up to 100M IQD)

 (SMEs Loan: up to 1B IQD)

4- Credit facilities in exchange for 100% cash insurance.

5- (3) free cash withdrawals through credit cards on the bank's ATM every month.

6- Cashback of 3% and a maximum of $50 on e-commerce transactions per month.

7- Access to investment services in financial markets (stocks and bonds).

8- Up to 5 international/local transfers without any commission fees, provided that the total amount of remittances does not exceed 50K or its equivalent in other currencies.

9- The doctor can request a cheque book (5/10 papers) without commission for one time.

10- Visa Debit Card (Platinum) free of issuance fees with a daily withdrawal up to a maximum of 5 million dinars per day.

11- Visa Credit Card (Platinum) free of issuance fees (starting from 3K USD up to 9,999 USD).

12- A subsidiary Visa Credit Card (Platinum) free of issuance fees.

13- Access to airport VIP lounges.

14- Dedicated professional RMs to provide the doctors with all needed financial advices and services.

 

Rules & Recognitions for account opening:

- The doctor should have an association ID.

- A personal Picture.

- A copy of the doctor’s Iraqi ID, and the Iraqi Nationality Certificate or the Unified National Card.

- A copy of the residence card.