Doctors Program is a first-of-its-kind program in the Iraqi market developed to meet the needs of doctors by providing them with a set of unique benefits and value added services for themselves and their business.
List of Benefits
1- Preferential interest rate on deposits for both IQD and USD.
2- Pre-approved Credit card.
3- Eligibility to apply for CBI loans initiative.
(Home Loan: up to 100M IQD)
(SMEs Loan: up to 1B IQD)
4- Credit facilities in exchange for 100% cash insurance.
5- (3) free cash withdrawals through credit cards on the bank's ATM every month.
6- Cashback of 3% and a maximum of $50 on e-commerce transactions per month.
7- Access to investment services in financial markets (stocks and bonds).
8- Up to 5 international/local transfers without any commission fees, provided that the total amount of remittances does not exceed 50K or its equivalent in other currencies.
9- The doctor can request a cheque book (5/10 papers) without commission for one time.
10- Visa Debit Card (Platinum) free of issuance fees with a daily withdrawal up to a maximum of 5 million dinars per day.
11- Visa Credit Card (Platinum) free of issuance fees (starting from 3K USD up to 9,999 USD).
12- A subsidiary Visa Credit Card (Platinum) free of issuance fees.
13- Access to airport VIP lounges.
14- Dedicated professional RMs to provide the doctors with all needed financial advices and services.
Rules & Recognitions for account opening:
- The doctor should have an association ID.
- A personal Picture.
- A copy of the doctor’s Iraqi ID, and the Iraqi Nationality Certificate or the Unified National Card.