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    Savings Accounts

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    Deposit Accounts

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    Doctors Program


 
 
Accounts

Deposit Accounts

With the National Bank of Iraq, your deposits are guaranteed by the Iraqi Deposit Insurance Company of the Central Bank of Iraq. The bank offers fixed deposit accounts that enable you to have flexible and diversified options to meet your needs by achieving competitive interest rates on your savings with ease and safety.

Benefits of deposit accounts with the National Bank of Iraq:

  • Rewarding returns and fixed interests that do not change throughout the set-up Period
  • Flexible set up period from 1 month up to 3 years
  • For accounts in Iraqi dinars and US dollars, the available periods are: 1 month, 3 months, 6 months, 12 months and 24 months
  • Freedom of choice to receive interest monthly or when it is due
  • Possibility to obtain credit facilities
  • Possibility to obtain a credit card
  • Possibility to link term deposits to joint accounts
  • Fixed and competitive return on your savings throughout the term of the deposit
  • You can request to link multiple deposits to different amounts as there is no maximum number or value of deposits
  • Flexible options for paying the interest monthly or until the end of the period / according to the customer's request
  • The possibility of automatically renewing the link of the original amount of the deposit or the principal amount with the interest, based on the customer's desire
  • Below we list the interest rates on Time Deposits in Iraqi Dinars/US Dollars that the National Bank of Iraq will grant on customer deposits
  • You can redeem your deposit at any time
  • You can follow up on your deposit accounts through the banking application

Your Deposit Instant Returns Account

National Bank of Iraq offers you “Your Deposit Instant Returns” account, which gives you access to various flexible options to easily and securely meet your need for earning competitive returns on your savings, as announced in the officially published returns newsletter by the bank. The account allows you to receive your returns on Iraqi dinar and US dollar deposits in advance as per the published rates.

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Interest Rate on Fixed Deposits Returns (Paid in Advance) In IQD

Rate

Amount (IQD)

12 months

6 months

To

From

5.50%

5.25%

250,000,000

5,000,000

5.75%

5.50%

1,000,000,000

250,000,001

6%

5.75%

More than 1 billion

 
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