Special Offer to Transfer Salaries of MOD Employees


Transfer your salary to the National Bank of Iraq for special offers and personal loans.

Account benefits:

  • IQD 50,000 credited to your account as soon as your transferred salary is received (a special offer for a limited period).
  • Possibility of opening a checking account with no commission.
  • Free ATM card (with the option of getting a free second card for the same account).
  • Free prepaid card (enabling you to make online purchases).
  • Free salary receipts via SMS.
  • Free online and phone banking services to review your transactions.


Withdraw your salary using the following options:

  • ATMs that are located in prime locations, shopping malls and NBI branches.
  • 18 branches located in various Iraqi governorates.
  • Automated teller machines (ATMs) in the bank's branches And many vital and commercial sites.
  • More than 6,000 outlets for salary withdrawal through the e-wallet, in cooperation with Zain Cash and 6,000 outlets in cooperation with Switch.  


Personal loan features: 

  • Up to IQD 20 million without a guarantor
  • Up to IQD 35 million
  • A tenor of up to 6 years
  • A competitive interest rate of up to 6% annually
  • The first installment is due three months after the loan is granted upon request* 
  • The choice to receive a credit card with no issuance fees in the first year.


* Subject to terms and conditions.