Eligibility to receive a cheque book* and VISA Electron card
Access to ATMs across Iraq. No withdrawal fees for NBI customers
Access to credit facilities*
Instant access to funds deposited [MJ1]
Option to open it as a single or joint account
Send/receive remittances
Access to online banking services
No minimum balance is required to open the account
To maintain the account a minimum balance of IQD 500k is required – an annual fee of IQD 3k will be incurred if the balance falls below the required minimum
For US Dollar accounts, the minimum balance to maintain the account is USD 500 – an annual fee of USD 2 will be incurred if the balance falls below required minimum
Chip technology provides extra security against fraud when used at terminals or ATMs that are chip enabled
The account is available in Iraqi Dinar or US Dollar
